Dental
Dental coverage helps you maintain a healthy smile with preventive care, basic services, and major procedures. You can visit any licensed dentist, but you’ll save the most when you use an in-network provider who has agreed to discounted rates. Out-of-network dentists may charge more than the plan’s allowed amount, and you may be responsible for the difference. Most plans cover preventive services—such as exams, cleanings, and X-rays—at 100% when you stay in-network, making regular checkups an easy way to protect your oral health and avoid costly issues.
Ameritas Dental Base Plan
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Waived for Preventive Care
Annual Maximum Benefit (Per Individual)
$2,000
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
Not covered
Out-of-Network
Deductible (Individual/Family)
$50/$150
Waived for Preventive Care
Annual Maximum Benefit (Per Individual)
$2,000
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
Not covered
Ameritas Dental Buy-up Plan
Benefit Highlights
In-Network
Deductible (Individual/Family)
$50/$150
Waived for Preventive Care
Annual Maximum Benefit (Per Individual)
$2,500
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
50% up to a lifetime maximum benefit of $1,500 for adults and children
Out-of-Network
Deductible (Individual/Family)
$50/$150
Waived for Preventive Care
Annual Maximum Benefit (Per Individual)
$2,500
Preventive Care
No Charge
Basic Services
20% after deductible
Major Procedures
50% after deductible
Orthodontia
50% up to a lifetime maximum benefit of $1,500 for adults and children